Model Portfolios

Curated templates that combine Ghost Allocator planning with GhostRegime signals

Templates

Start with the GhostRegime 60/30/10 house template today. More templates (and full auto-mapping) are coming.

Conservative

Lower risk, steady growth focus

Intended For

Set-it-and-mostly-forget-it

Turnover

Low

Uses GhostRegime to adjust exposure, not predict tops/bottoms.

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Balanced

Moderate risk with growth potential

Intended For

Can tolerate swings

Turnover

Low

Uses GhostRegime to adjust exposure, not predict tops/bottoms.

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Growth

Higher risk, higher growth potential

Intended For

Comfortable with volatility

Turnover

Low

Uses GhostRegime to adjust exposure, not predict tops/bottoms.

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Aggressive

Maximum growth focus

Intended For

Can tolerate significant swings

Turnover

Low

Uses GhostRegime to adjust exposure, not predict tops/bottoms.

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GhostRegime 60/30/10

House

Flagship template: 60% stocks, 30% gold, 10% BTC with regime-based scaling

Requires Schwab/BrokerageLink

Intended For

Set-it-and-mostly-forget-it

Turnover

Low

Uses GhostRegime to adjust exposure, not predict tops/bottoms.

Use template

What You'll Be Able To Do Soon

  • •Pick a template that matches your risk tolerance and goals
  • •Map it to your Voya core funds and optional Schwab ETFs
  • •Get "targets vs actuals" driven by GhostRegime signals
  • •Receive simple rebalance guidance when exposures change
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