Model Portfolios
Starting templates using real OKC Voya funds. Pick a platform tab to see how the mix maps.
Implementable Templates
Use these as starting templates — same risk bands as the Builder, but not personalized to you. For your actual Voya vs Schwab split and targets, go through Onboarding → Builder. Each view shows real Voya funds and, for Voya + Schwab, suggested Schwab ETFs. Education and risk framing only — not financial advice.
Templates only — numbers here don't know your income floor or sweep cadence. Builder personalizes the plan; GhostRegime is the weekly check after you implement.
These percentages are of your Voya balance.
Conservative
More stability, less drama.
Conservative
More stability, less drama.
| Fund name | Allocation % | Role |
|---|---|---|
| Stable Value Option | 20% | Capital preservation / cash-like |
| JPMorgan Core Bond Fund | 25% | Core bond exposure |
| Northern Trust S&P 500 Index Fund | 25% | US large-cap equity |
| SSgA Russell Small/Mid Cap Index | 10% | US small/mid-cap equity |
| SSgA All Country World ex-US Index | 10% | International equity |
| PIMCO Diversified Real Assets Fund | 10% | Real assets / inflation protection |
| Total | 100% |
Moderate
Balanced growth with some ballast.
Moderate
Balanced growth with some ballast.
| Fund name | Allocation % | Role |
|---|---|---|
| Northern Trust S&P 500 Index Fund | 35% | US large-cap equity |
| SSgA Russell Small/Mid Cap Index | 10% | US small/mid-cap equity |
| SSgA All Country World ex-US Index | 10% | International equity |
| PIMCO Diversified Real Assets Fund | 15% | Real assets / inflation protection |
| JPMorgan Core Bond Fund | 20% | Core bond exposure |
| Stable Value Option | 10% | Capital preservation / cash-like |
| Total | 100% |
Aggressive
More upside, less cushion.
Aggressive
More upside, less cushion.
| Fund name | Allocation % | Role |
|---|---|---|
| Northern Trust S&P 500 Index Fund | 40% | US large-cap equity |
| SSgA Russell Small/Mid Cap Index | 15% | US small/mid-cap equity |
| SSgA All Country World ex-US Index | 15% | International equity |
| PIMCO Diversified Real Assets Fund | 15% | Real assets / inflation protection |
| JPMorgan Core Bond Fund | 15% | Core bond exposure |
| Total | 100% |